Saving a Few Dollars Each Month is Better Than Saving Zero Dollars
I had messed up my checkbook one day, as many people do from time to time, and I discovered something neat. I have been using a technique, without realizing it, to save money in the bank. Luckily, for me, my checkbook was showing that I had a little extra in the bank, so I decided to leave it that way.
I made myself an extra checkbook register online and printed it out. Now, I have two checkbooks. I have one that is accurate and one that is not accurate. Now, I will save money in the bank; a few extra dollars every month.
Whenever I purchase something, pay a bill or pay someone for something, I add extra to that amount when I write it is my checkbook that is not accurate. For example, if I go to Wal-Mart and buy items, I will pay $45.04 for those items. When I write the amount into my off-balanced checkbook, I will write that I paid $46.00 for those items. I saved money in the bank; $.94. Every time I shop, I save money in the bank now.
I actually do not care if my checkbook balances because with modern technology now, if I want to see actual amounts, I can go online and go to my bank account to see all the transactions, but for those that need to have a balanced checkbook, they can keep a separate one. If you do not want to bother going to the bank to get a checkbook register, you can find several free templates of them online and print your own out. They are normally 8 1/2′ x 11′ in size, like printer paper size, but you can shrink them down with any basic computer program, like Paint or Word.
So, by making mistakes and going over them to fix them, I realized that I was saving money. When I did an online search about this topic, I found some other articles about the same topic. I did not think that my idea was unique, by no means. Experts say that when one person thinks of an idea, someone else has thought of the same idea, too, at the same time. 🙂 It is a good idea though, to save money in the bank.
Another method I have been using to save money in the bank is to put all my silver change and pennies into a coffee can at home for a couple of months and then take it to a change center to get the bills for it and then take it to my bank and deposit it. The change machine I use donates some of my money to a charity for a good cause so I really like that idea a lot. I am saving money in the bank and helping others at the same time.
Have a great day and week, everybody! God bless!