A Little Time Can Save a Lot of Money
With today’s dismal economy and rising unemployment rate more people are searching for ways that they can cut their costs and save money. Many people are eating out less, canceling subscriptions, and skipping vacations. On the other hand, some expenses like gasoline, electricity, and groceries are a necessity and more difficult to find ways to save money on. Did you know the average American spends over $100 a week on their grocery bill? The good news is that with a bit of planning and discipline you can start saving a significant amount of money on your groceries every month.
- Start Clipping & Using Coupons
If you are like many people you don’t have the time or patience to sit down with the weekly circular and peruse for coupons. However, dedicating 20-30 minutes per week on this mundane task can really add up when it comes to your savings. You will probably be pleasantly surprised when you find that you have been throwing away coupons for items that are already on your weekly grocery list. Clip the coupons and find a way to organize them either by item type or expiration date. Make sure to bring the coupons with you on your weekly shopping trip.
- Sign Up for Savings Clubs
Most grocery stores offer club cards that allow you to receive exclusive member discounts. It’s free to sign up, and if you are shopping there anyway there is no reason to not take advantage of these savings. It is a great idea to combine in-store discounts with your clipped coupons to double up on the amount you are saving.
- Make a List
Shopping without a list means you’re much more likely to succumb to those expensive impulse buys. If you spend a few minutes making a list before going to the store you can avoid these traps and also make sure that you don’t forget to take advantage of the items that you have coupons for or that you already are on sale.